Home ยป 10 Best Cash Advance Apps Like Dave 2023

10 Best Cash Advance Apps Like Dave 2023

10 Best Cash Advance Apps – Dave is an app that provides financial advances to its users.

In order to give customers a means to avoid bank overdraft fees, the company was formed in 2017. 

Since then, the business has partnered with a financial partner to develop a service that will eventually have more than 10 million subscribers.

The Dave app keeps track of your expenditure and notifies you if you run the risk of going overdrawn. 

When that occurs, accepting a cash advance will enable you to survive until your next salary. 

Although the business accepts tips, there is no interest or fees.


  • Without interest or fees, cash advances
  • No credit check is necessary.
  • Gives you tools for budgeting.


  • Must pay a monthly fee to join.
  • Dave might automatically recover advances after the due date for repayment.
  • A $250 maximum small advance.

In this article, we discuss some of the top cash advance apps that are great Dave alternatives.

#1 Earnin

Earnin works quite similarly to Dave, however, there are no membership costs.

Instead, the app asks you to leave a tip you believe is appropriate considering the service you received.

To a limit of $500 every period, the app gives paycheck advances of up to $100 per day that you have already earned.

Earnin gives the opportunity to acquire automatic advances to avoid an overdraft in addition to its cash advance feature and sends warnings when your bank account balance becomes low.

In order to obtain an advance, you should also enable your location services or upload your work schedule.


  • Community-based
  • No charge for membership
  • No credit check is required
  • So many tools available


  • Minimal progress limitations
  • The tips might be expensive
  • It’s only available to specific employees

#2 Brigit

Brigit is the best app for cash advances. In contrast to Dave, Brigit offers a larger cash advance of up to $250.

More than 15,000 US banks and financial institutions, including Bank of America, Wells Fargo, TD Bank, Chase, and others, are among the ones Brigit works with.

It’s really simple to link it to your current account, and then it will look into your spending patterns and alert you when you’re running low.

The annual cost of Brigit is $120, which is significantly more than Dave’s $12 fee.


  • No interest.
  • Free account monitoring.
  • Access to budgeting tools.


  • $9.99 monthly charge
  • Joint accounts are not allowed.

#3 MoneyLion

MoneyLion is a powerful mobile banking software that provides users with a simple way to borrow, save, invest, and make money.

Additionally, they have zero percent interest and don’t even run a credit check, so just much anyone can utilize their service.

The great part about MoneyLion is that it will automatically send your money to your bank account on the same day.

Also, it enables you to access numerous services, such as checking your free credit and checking your bank account.


  • No Credit Check.
  • All-in-one banking app.
  • No minimum balance requirement.


  • Technical problems.
  • Cost of membership: $19.99.

#4 Branch

Branch is an app that enables you to request a pay advance. It uses the Pay platform, which is much more affordable than the usual payday loan.

It enables you to manage your working environment, including scheduling shift changes, interacting with coworkers, and keeping track of your working hours.

 In addition to all of this, based on the number of hours you worked, you may be eligible to receive $500 per pay period in increments of $150 per day.

Through the Branch app, you may also send and receive money as well as transfer money and pay bills.

So this is also one of the Best Cash Advance Apps.


  • No membership charge.
  • No advance fee.


  • Need to have a bank-approved debit card.
  • Remote workers are not permitted.

#5 Even

Even is one of the top financial planning apps, providing cash advances of up to 50% of your previous earnings.

Even, in comparison to Dave, lets you check your bank account three times every day. Additionally, it alerts you to the amount that is “fine to spend” on your expenses.

For its InstaPay feature, which deposits money into your bank account within one business day, it also works with more than 18,000 banks.

The app also assists you in creating a budget that allows you to live from pay period to pay period.

 It also notifies you of forthcoming bill payments and the amount you will need to make them.


  • Access to earned paychecks quickly.
  • No interest cash advance.


  • Demands a $8 membership fee.

#6 Empower

Empower provides up to $250 in interest-free financial advances.

There are no credit checks or late fees with the Empower app.

If you want to use Empower’s online financial tools, you have a 14-day free trial period before paying an ongoing $8 monthly subscription charge.

Moreover, it offers an overall spending limit for each category and notifies you when your spending is likely to exceed the limit.

Plus, it provides a 10% cashback rebate on qualifying purchases made at hundreds of restaurants, supermarkets, and gas stations.


  • Up to $250 in interest-free cash advances.
  • Provides budgeting tools.
  • Free of credit checks.


  • $8 monthly membership fee.

#7 DailyPay

DailyPay is a further application that bases your benefit on the job you have already completed.

Before your next payment, this app enables you to receive your salary and helps you avoid overdraft penalties, loan interest, and late fees, saving you over $1,205 in total.

DailyPay, like other apps in this category, enables you to rapidly transfer your unpaid earnings to a debit card, bank account, prepaid card, or pay card.

To deposit your cash advance before the next working day, the app charges a little transfer fee of $1.99 on each withdrawal, which is comparable to what Dave charges.

A quick transfer is also available for $2.99.


  • Instantly transfer unpaid earnings.
  • Low monthly cost of $2.99.


  • $2.99 is the cost to utilise the service.

#8 PayActiv

PayActiv is aimed at making it simpler for companies to provide their worker’s early access to their paychecks.

Even if your employers don’t have a PayActiv account, you are still permitted to utilise the service.

Once you sign up for PayActiv, you can access the app to see how many hours you’ve put in and how much money you’ve made so far.

PayActive, like Dave, doesn’t charge interest on cash advances; instead, the amount is only taken out of your next paycheck.


  • Provides early pay access.
  • Helps in preventing overdraft, late, and interest charges.


  • Must work for a registered employer.
  • Can’t make any more progress than you have already made.

#9 Chime

Chime gives you access to your salary two days before the scheduled payment date and functions similarly to Even and DailyPay.

As an online bank account where you can make direct deposits, and money transfers, write checks, pay bills online, and get a cash advance on your paycheck when you’re short on cash, Chime has been in the digital economy for almost ten years.

It has no monthly maintenance costs, minimum balance requirements, or foreign transaction fees, and it is free to use.

Moreover, this is also a good cash advance app.


  • Free-to-use.
  • Access paycheck two days early.


  • Charge fees for out-of-network ATM withdrawals.

#10 Axos Bank

Axos Bank is another financial service that functions like Dave, offering users quicker access to their paychecks.

Also, as part of its collection of financial services, Axos enables you to deposit checks, transfer money, and pay your bills on time.

Two-factor authentication, Face ID, fingerprint, or Touch ID  are among the security features, along with account monitoring to stop fraud.

There are no monthly service fees or overdraft fees associated with the app.


  • Option to pay up to two days in advance.
  • Can earn up to 1% cashback on all transactions.


  • Minimum $50 balance to open an account.


Many financial aid applications, including Dave, provide small cash advances to help you get a few extra dollars in times of need.

I’ve provided you with a list of the top 10 cash advance apps in this article. I hope you’ve identified the correct one.

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About the author

Nushra Nihara

Hii, this is Nusra. I am a basic content writer working here. I love writing articles on various aspects of the field and doing it right away.